Customized Policies

As the only majority physician-owned writer of malpractice insurance in Illinois, we can offer you insurance policies tailored to your unique situation and exposure.

Through our unique and easy  application process, we work directly with you to understand what coverages you and your practice need. This ensures that you do not pay for unnecessary coverage and you that you save money by receiving the maximum discounts available.


What allows DDI to have low rates?
We are selective. Our underwriting process is rigorous and not every applicant gets coverage with us.

We also provide discounts our competitors don’t offer:
Our policy holders can save an additional 3% with a prepayment incentive (we also offer 0% financing and no-fee credit card payments).

Our policy holders can lower their rates and realize more affordable premiums every year. We offer discounts for experience, claim-free practice and risk management credits.

A Culture of Service

  • All we do is insure and protect physicians and medical practices.
  • We tailor our policies to your unique exposure and your specific needs.
  • You can always contact us directly and will never be fed into a call center.

A Legacy of Success

  • Just as you value the health of your patients, we value the health of our company. 
  • We pride ourselves on our extremely high customer retention rate.
  • We are selective about who we insure and aggressive in our claims defense.

Unique Claim Structure

  • Should you ever face a claim, you will be assigned your own claim adviser who will assist and guide you throughout the entire process.
  • We view ourselves as allies in your fight against all claims.
  • We understand that we are not only defending your claim, but your reputation and livelihood.
  • We pride ourselves on aggressive and quick claims defense and our low indemnity frequency.

Peace of Mind

  • As a physician, you can rest assured that your interests are first and foremost with our company.
  • We are a majority physician-owned company with a physician-filled Board of Directors.
  • We are fully admitted, regulated and licensed in the states that we operate in.
Daniel Ivankovich, MD
I go with DDI because I know I can get them on the phone when I need them. It's personal, connected coverage, and they assess our needs as individual doctors. It's assuring to know I'm not doing this on my own.
— Daniel Ivankovich, MD
OnePatient Global Health Initiative